Questions
Frequently asked questions.
Straight answers to the questions investors ask most about off-plan property in Dubai. For anything specific to your situation, book a consultation.
Working with me
What does an off-plan property advisor do?
An off-plan advisor helps you choose a project before it is built. I qualify each project on five points: developer track record, location and demand, product and build quality, payment plan and cash flow, and exit options at handover. You then compare a short list on numbers rather than marketing. More on the approach.
Who do you work with?
National and international clients: first-time off-plan buyers, experienced portfolio investors, Golden Visa seekers, end-users buying off-plan, and high-net-worth individuals, typically investing AED 3 million and above.
Which developers do you know best?
Emaar, Meraas, Nakheel, Dubai Properties, Sobha and Ellington. See the developer profiles. Names are listed for information only and do not imply a partnership.
Can I buy off-plan property in Dubai if I live abroad?
Yes. Much of the process can be handled remotely. I work with international clients and explain which steps need your signature, an in-person visit or a power of attorney for the specific project you choose.
What should I prepare before our first conversation?
A rough budget, how you plan to fund the purchase (cash, mortgage or a mix), your timeline, and what the property is for: income, capital growth, residency, a future home or a combination. That is enough to start.
Buying off-plan
Can foreigners buy property in Dubai?
Yes. Foreign nationals can buy freehold property in Dubai's designated freehold areas, which include most of the major off-plan communities.
How are off-plan payments protected in Dubai?
Under Dubai Law No. 8 of 2007, payments for off-plan units are deposited into a project escrow account regulated by the Dubai Land Department. Funds are released to the developer against construction progress. Read the escrow guide.
What is Oqood?
Oqood is the Dubai Land Department's interim register for off-plan sales. It records your purchase of a unit before the building is complete and a title deed can be issued.
What fees should I budget for on top of the price?
The main one is the Dubai Land Department registration fee, generally 4% of the purchase price, plus administrative fees Verify current fees. If you take a mortgage, add the bank's fees and mortgage registration. I set these out in every cost comparison so you see the real total.
What happens if a project is delayed?
Your rights depend largely on your sale and purchase agreement and on Dubai's off-plan regulations overseen by the Real Estate Regulatory Agency. Before buying, check how the contract handles delays and the developer's record of delivering on time.
Can I sell before handover?
Often, yes. But many developers require a set percentage of the price to be paid before they allow a resale. The threshold and transfer fees vary by developer and are set out in your agreement, so check them before you buy if an early exit is part of your plan.
Is off-plan cheaper than ready property?
Off-plan prices are paid in stages and are sometimes lower than comparable ready units, but you carry construction and market risk until handover. Compare the total cost and your exit options, not only the launch price.
Payment plans and finance
What is a post-handover payment plan?
A post-handover plan lets you pay part of the price in instalments after you receive the keys, instead of paying the full balance at handover. It can ease cash flow, but compare the total cost against other plans. Payment plans explained.
Can I get a mortgage on an off-plan property?
Many UAE banks finance off-plan purchases at or near handover, and some finance during construction for selected projects. Loan-to-value limits depend on your residency status and the property value, so speak to a lender early.
Golden Visa
Can buying property qualify me for a UAE Golden Visa?
Yes. The UAE offers a long-term Golden Visa to property investors who meet a minimum property value, widely reported as AED 2 million. Off-plan property can qualify under conditions set by the authorities Verify current criteria. Confirm eligibility with the official authorities before you buy. Read the Golden Visa guide.